Payments
Build Cobru payment flows for Colombia with a docs experience optimized for production integrators and AI-assisted developers.
Cobru is a Colombian payments platform for teams that need to launch hosted payment links, support local methods, automate collections, and operate money movement from one API.
This documentation is organized for the shortest path to a safe production rollout. Every critical path is designed to work for humans reading linearly and for AI agents ingesting pages, markdown, and llms.txt outputs.
Choose a path
Accept payments
Get an access token, create your first payment, and share a Cobru payment URL.
Handle webhooks and state
Design resilient consumers for async payment updates, retries, and reconciliation.
Operate payouts
Move balance, trigger withdrawals, and harden outbound settlement operations.
Cards and services
Understand Cobru's virtual cards and digital services surfaces now exposed in the API menu.
Build with AI
Use llms.txt, llms-full.txt, markdown exports, and canonical page actions for coding agents.
What to read first
- Quickstart to create the first payment link.
- Authentication to harden token handling.
- Webhooks to model async state safely.
- Platform to validate testing, troubleshooting, and AI-assisted workflows.
- API Reference when you need exact request and response shapes.
Product surface
| Area | What developers use it for |
|---|---|
| Payments | Create hosted Cobrus, calculate fees, inspect payment details, and handle local payment methods |
| Payouts | Move balance, trigger cash withdrawals, bank withdrawals, and BRE-B settlement flows |
| Platform | Authenticate safely, consume webhooks, test before go-live, troubleshoot incidents, and browse the contract |
| Cards & Services | Operate cards, tokenization, recharges, PINs, and other surfaced product APIs |
Environments
| Environment | Base URL |
|---|---|
| Sandbox | https://dev.cobru.co |
| Production | https://prod.cobru.co |
AI-first documentation model
- Every narrative page exposes a markdown copy flow.
llms.txtandllms-full.txtstay public and crawlable.- AI-specific guidance lives in Build with AI.
- Pages with incomplete verification remain explicitly labeled instead of being normalized into false certainty.
Verification and support
| Source | Role |
|---|---|
dev.cobru.co sandbox | Primary verification source for live behavior |
| Cobru legacy API materials | Secondary source for endpoints not yet re-verified |
| Cobru API menu captures | Scope source for families still pending contract extraction |
soporte@cobru.co | Escalation path when a contract must be confirmed before production |