Bank withdrawals

Send funds from Cobru to bank accounts in supported countries.

This family mixes multiple evidence levels: older Colombian third-party withdrawal contracts, newer country-specific exports, and product-menu visibility. Treat each endpoint page as a separate confidence level and verify the exact flow you plan to ship.

Cobru's API menu exposes a broad bank-withdrawal surface across Colombia and other countries. It is the main family to use when funds must leave Cobru and settle into a beneficiary bank account instead of another Cobru user wallet.

When to use bank withdrawals

  • disburse funds to beneficiary bank accounts
  • build operational payout flows for vendors, customers, or internal treasury
  • support country-specific withdrawal rails such as Colombia, Brazil, Argentina, Mexico, or BRE-B-linked bank movement

Coverage visible today

OperationMethodPathConfidence
Available banks listGET/bank_list_third_party_withdraw/legacy-doc
Your withdrawalsGET/thirdpartywithdraw/legacy-doc
Create withdrawal to ColombiaPOST/thirdpartywithdraw/legacy-doc
Withdrawal detailsGET/thirdpartywithdraw/{id}legacy-doc
Cancel withdrawalPOST/cancelthirdpartywithdraw/legacy-doc
BRE-B transferPOST/withdraw/co/menu plus research
Create withdrawal to BrazilPOST/withdraw/br/legacy-doc
Create withdrawal to MexicoPOST/withdraw/mx/legacy-doc
Create withdrawal to ArgentinaPOST/withdraw/ar/legacy-doc

Withdrawal workflow

Resolve beneficiary rails first, usually by fetching supported banks or by validating the country-specific account identifier such as PIX, CBU/CVU, or CLABE.

Create the withdrawal with beneficiary identity, banking data, amount, and optional idempotency or callback fields when documented.

Reconcile the payout asynchronously from list and detail endpoints. Do not assume bank withdrawals settle instantly.

Common concerns to solve early

  • beneficiary KYC and document-type mapping
  • idempotency for payout retries
  • callback or webhook delivery guarantees
  • fees, FX, and final settled amount
  • payout rejection handling by country and bank rail

On this page