Cash withdrawals

Withdraw Cobru balance through cash pickup flows such as Efecty.

The cash-withdrawal family is mostly documented from legacy Cobru materials. The Efecty flow is the best-known public contract, but you should re-verify provider coverage, cancellation windows, and callback behavior before rolling it out.

Cobru exposes a cash-withdrawal flow under Retiros en efectivo. This family is useful when you need a payout option that does not depend on a destination bank account.

When to use cash withdrawals

  • cash pickup payouts for recipients without bank accounts
  • assisted support or operations disbursements
  • fallback payout experiences when bank rails are unavailable

Endpoints

EndpointMethodPathStatus
Withdraw cashPOST/cashwithdraw/documented in legacy materials
List withdrawalsGET/cashwithdraw/documented in legacy materials
Withdrawal detailsGET/cashwithdraw/{id}legacy materials and product menu
Cancel withdrawalPOST/cancelcashwithdraw/documented in legacy materials

Withdrawal lifecycle

Create the withdrawal with recipient identity, amount, provider method, and expiration settings.

Track the withdrawal from the listing or detail endpoint until it reaches a terminal state such as paid, rejected, or expired.

Cancel the withdrawal before pickup when the business flow or customer request requires it and the payout is still cancellable.

Known constraints

  • Public examples are centered on efecty.
  • Legacy materials describe callback support, but the exact webhook-style delivery contract still needs fresh validation.
  • State semantics exist in older exports, but they should be confirmed against a live environment before you encode business rules around them.

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